Our Story
Cash is the lifeblood of your organization. Capital Advisors Group is an independent SEC-registered investment advisor that is focused on helping you build the strong financial foundation you need for sustained growth and long-term success.
Who We Are
Capital Advisors Group was founded more than 33 years ago with a focus on providing institutional cash management, risk management, and debt finance consulting solutions to CEOs, CFOs, treasury teams, and founders at dynamic public, private, nonprofit, and educational organizations. Our focus on cash investments, independence as a firm, and bespoke client solutions contribute to what we believe are better long-term outcomes.
Helping to Meet Your Institutional Cash Management and Debt Finance Needs
Cash Management
Our experienced team of portfolio managers, credit analysts, traders, and operations managers are exclusively focused on cash investments and seek to act as an extension of your finance team. We provide custom separately managed account (SMA) solutions that are designed to help safeguard your cash balances. We work with you to create a portfolio based on your unique investment policy statement (IPS) objectives and seek to protect principal, deliver liquidity, and maximize risk-adjusted returns.
Research & Technology
Our Research team is comprised of seasoned analysts working independently from portfolio managers and traders to provide comprehensive investment research and credit analysis relevant to the unique risks and challenges faced by our clients. Research team responsibilities range from evaluating credits for the Approved Credit List to proactively assessing liquidity characteristics and headline exposure of credits . Additionally, our Research team has developed the CounterpartyIQ® platform, our proprietary credit risk system, to augment our fundamental risk analysis by providing proprietary credit scores and monitoring the credit risk of individual securities and entire portfolios.
Who We Work With
Our senior investment and operations team members have been with Capital Advisors Group for more than 22 years* on average and provide hands-on, day-to-day service to our clients . We work with CEOs, CFOs, finance teams, treasury teams, and founders at dynamic public, private, nonprofit, and educational organizations. Long-term personal relationships with our clients are the norm. Whether you are a venture capital-funded startup or a Fortune-500 enterprise, we are ready to craft solutions that meet your needs.
*Tenure statistics are derived from senior members of Capital Advisors Group’s Investment and Operations teams from employee start dates through January 1, 2024, which includes ten employees.
Debt Finance Consulting
Since 2003, we have worked side-by-side with emerging-growth companies to help obtain the best terms for debt transactions ranging from $10M – $300M+. We mine our vast database of deals compiled over more than two decades to identify appropriate lenders and customize deal structures for our clients.
Experience Counts
Call it Debt Financing, Debt Capital, Growth Debt, or Venture Debt—we have advised more than 100 companies seeking debt financing and reviewed more than 1,200 term sheets.
Who We Work With
We work with CEOs, CFOs, treasury managers, and other finance professionals at dynamic growth organizations of all sizes requiring debt financing.
Our History
Capital Advisors Group, Inc. Is Founded
Capital Advisors Group is founded to provide custom separately managed accounts (SMAs) to institutional investors.
Capital Advisors Group Questions Auction-Rate Securities
Our Research Department published its first white paper questioning auction-rate securities—several years before many auction-rate securities became illiquid.
Debt Finance Consulting Practice is Launched
We established our debt finance consulting service to help early- to late-stage companies obtain competitive debt terms from lenders.
Capital Advisors Group Questions the Safety of Money Market Funds
In April 2006, more than two years before the Reserve Primary Fund “broke the buck,” our Research Department posed the question in a white paper, “How Safe are Money Market Funds?”
Our Credit Department Increases Purchase Restrictions for Financial Issuers
In early 2007, well in advance of the September 2008 Lehman Brothers bankruptcy, we began to restrict purchases of certain financial issuers. By September 2008, 70% of U.S. financial names were removed from our Approved Credit List.
BusinessWeek: “Capital Advisors Group, a money manager in Newton. Mass., warned clients about the dangers of auction-rate securities years before the market crashed.”
On August 11th, 2008, BusinessWeek’s article on “The Investment ‘Albatross’ at UBS,” noted that we had warned clients about the dangers of auction-rate securities years before that market crashed.
Capital Advisors Group Referenced in SEC Money Market Fund Reform Rule Release
In its revised rule release on Rule 2a-7, the Securities and Exchange Commission highlighted our white paper, “How Safe Are Prime Money Market Funds?”
The FundIQ® Platform is Launched
We introduced the FundIQ® platform that analyzed institutional prime money market funds and compared fund characteristics against peer group averages, enabling clients to benchmark funds and helping them to select funds with strong risk-adjusted performance.
The SEC Invites Lance Pan, Our Director of Research and Strategy, to a Money Market Fund Reform Roundtable
In May 2011, Lance Pan joined other industry experts to discuss post-financial-crisis money market fund reforms. The full transcript can be found here.
Treasury & Risk Names Capital Advisors Group CEO, Benjamin Campbell, one of the “100 Most Influential People in Finance”
In June 2011, Treasury & Risk magazine honored founder Ben Campbell for Capital Advisors Group’s work on auction-rate securities and the rollout of FundIQ® money market fund research.
The CounterPartyIQ® Platform is Launched
The CounterPartyIQ® online platform was introduced to capture, analyze, and rate counterparty credit exposures, allowing finance and treasury teams to understand and actively manage their organizations’ counterparty risk.
Capital Advisors Group Insured Liquidity AccountsSM Are Launched
Responding to cash investors’ concerns about caps on FDIC deposit insurance, in 2016, we introduced the Capital Advisors Group Insured Liquidity AccountsSM as an investment vehicle providing FDIC-insurance coverage in excess of $250,000.
Capital Advisors Group Celebrates Its 30th Anniversary
Capital Advisors Group embarked on its fourth decade as a leading independent SEC-registered investment advisor specializing in institutional cash investment, risk management, and debt finance consulting.
Banking Crisis Tests Institutional Cash Managers
Capital Advisor Group advises existing and new clients on their liquidity needs amid regional bank failures, as the crisis highlights the benefits of exploring separately managed accounts with bankruptcy-remote bank custody.
Our Community Partners
Let’s Talk
Long-term relationships are the foundation of our success. It would be great to build one with you. Contact us today for a conversation about your organization and your specific cash investment or debt financing needs.